The United States and Canada are two of the most popular countries for Chinese students to study in. Not only do these countries offer quality education, but the chances of getting a high-paying job after graduation are also pretty high.

One of the biggest factors that students must take into account is the high cost of living when studying overseas. Affording the tuition costs and adjusting to life in the US or Canada is a challenge for all international students - and this is equally true for students from China.

Student Loan USA

International Student Loans for Chinese Students

The number of Chinese students entering the U.S. has continued to rise over the past years - with almost 370,000 Chinese students in the U.S. in 2019. And despite the huge number of foreign students entering the country, there are still millions more who dream of doing this, but are concerned about the cost.

If you’re one of them, then you’re in the right place as we’ll help you turn your dream of studying in the U.S. a reality.

International Student Loan knows that thousands of Chinese students need additional funding to afford to study in the U.S. This is why we offer student loans to Chinese students who wish to study in the country.

We also offer loans for US students pursuing a degree in China.

Education Loan Programs in Canada for Chinese Students:

Students from China studying at eligible Canadian universities may find loan programs availalabe to them. In most cases a co-signer is not required when studying in Canada.

Like all private education loans, students in Canada can use the funds to cover part of or their entire tuition fee, as well as living expenses and school-related costs, medical insurance and travel costs.


Make sure to research your lenders before applying in order to find the loan that best suits your needs. Compare interest rates, repayment options and enrollment requirements before choosing a lender.

How to apply for a student loan?

Step 1 - Find a loan

Find a loan that meets your criteria. Normally this would be a complicated process, especially if you’re going to do it manually and carry out your own research. Not every lender works with international students, and each lender only works with specific colleges and universities. Fortunately, International Student Loan has made this much easier as we’ve developed a tool that lets you compare different student loans in seconds. Simply use it to find a loan that matches your criteria.

Step 2 - Compare and choose

Go through the different student loan choices and choose the one that suits you best. Our loan tool will take into consideration the school you are attending and your expected graduation date, and will show you the lender or lenders that are likely to have a suitable loan for you. Consider the payment terms such as how long you’re going to pay the loan, the interest rate, as well as possible repayment discounts and other factors. Click here for more on repayment.

Step 3 - Apply online

When you’re done with all that, then you’re good to go! You can apply directly with the lender online!

Requirements for Chinese Student Loan Eligibility

  • You must be enrolled as a graduate or undergraduate student
  • You must be pursuing a degree, license, or certificate
  • You must be enrolled at a certified and eligible school
  • You must be a non-U.S. citizen or non-U.S. permanent resident who is currently studying in the U.S. or a U.S. student studying abroad

Co-Signer Required for Most Applicants

The majority of students will require a cosigner, the cosigner needs to be a permanent resident or a U.S. citizen who has a good income history, good credit rating, and has lived in the U.S. for the past two (2) years.

There are also no-cosigner loans that are available to students at a growing number of universities and colleges. If you do not have a cosigner, you can check whether you’re eligible for a loan without a cosigner.

International Student Loans for Chinese Students Features:

About International Student Loan

International Student Loan is one of the premier student loan providers in the country that has served foreign students, especially Chinese international students who wish to study in the U.S. since 1998.

We've also helped thousands of Chinese students turn their dreams of experiencing an American college education into reality.

We are one of the Elite Global Partners of NAFSA. The Better Business Bureau also gave us an A+ Reliability Rating. This makes is an excellent choice for Chinese students who are looking for financial support for their U.S. education.

If you are a Chinese student who wishes to study college in the U.S., then the International Student Loan comparison tool is what you need. Our Compare Student Loan feature allows you to compare lenders that match your criteria and work with your school. Review the loans and assess everything carefully. When you’ve made up your mind, simply apply online and wait for initial approval that’ll come within a few weeks.

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Are you a US student planning to study in China? If so, check out our list of approved schools in China to see if you are eligible for a study abroad or foreign enrolled loan.