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International Student Loans

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  • Frequently Asked Questions
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  • International student loans are available to non-US citizens studying at a college or university in the United States. Many foreign students apply for loans to help pay for college - especially as the cost can add up when tuition, room and board, transportation, books, supplies, health insurance, and other expenses are all factored together.

    International student loans are available year round and can cover up to the total cost of school minus any other financial aid received. Our student loan comparison tool will match you with eligible loan options which you can review and choose the loan that works best for your circumstances.

    Compare International Student Loans

    All loans are not created equal so we developed an easy to use comparison tool to help users find the loan that works best for their situation. After you input your citizenship and school, the widget return a list of lenders that will work for you. Compare the different terms and conditions, choose the loan that works best for you, and apply online.

    Cosigner Required for Most Applicants

    Because international students do not build up a credit history in the US, most lenders require international students to have a US cosigner. A cosigner is a person who can legally sign loan papers or documentation to help the other person obtain a loan. The cosigner makes a legal agreement to be jointly responsible for the repayment of the loan if the borrower should fail to pay their debts in a timely manner. Some select loans will not require a cosigner if you meet specific criteria including attending an eligible school, demonstrate high career potential, and plan on graduating within the next two years. You can use our loan comparison tool to see if you're eligible to apply for a loan without a cosigner.

    The cosigner must be a US citizen or permanent resident, with good credit, income history and who has lived in the USA for the past 2 years.

    Looking for Country Specific information?

    We have compiled additional information specific to various nations on our country pages, including conversion rates and inbound student statistics.

    About International Student Loans

    Typically students can borrow up to their school's total cost of attendance, as determined by the school, minus any other aid received. Total cost of attendance includes tuition, room and board, books and supplies, personal expenses, and transportation.

    International student loans typically also offer:

    • No collateral required
    • Flexible repayment terms
    • Online application
    • and much more…

    Start your application today, or learn more about the international student loan program in the Loan Details and FAQs pages.

    Watch videos and learn more with our International Financial Aid Resources center

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