International Student Loans
Frequently Asked Questions
International student loans are available to non-US citizens studying at a college or university in the United
States. Many foreign students apply for loans to help pay for college - especially as the cost can add up when
tuition, room and board, transportation, books, supplies, health insurance, and other expenses are all factored
International student loans are available year round and can cover up to the total cost of school minus any other
financial aid received. Our student loan comparison tool will match you with eligible loan options which you can
review and choose the loan that works best for your circumstances.
Compare International Student Loans
All loans are not created equal so we developed an easy to use comparison tool to help users find the loan that
works best for their situation. After you input your citizenship and school, the widget return a list of lenders
that will work for you. Compare the different terms and conditions, choose the loan that works best for you, and
Cosigner Required for Most Applicants
Because international students do not build up a credit history in the US, most lenders require international
students to have a US cosigner. A cosigner is a person who can legally sign loan papers or documentation to help
the other person obtain a loan. The cosigner makes a legal agreement to be jointly responsible for the repayment of
the loan if the borrower should fail to pay their debts in a timely manner. Some select loans will not require a
cosigner if you meet specific criteria including attending an eligible school, demonstrate high career potential,
and plan on graduating within the next two years. You can use our loan comparison tool to see if you're eligible to
apply for a loan without a cosigner.
The cosigner must be a US citizen or permanent resident, with good credit, income history and who has lived in
the USA for the past 2 years.
Looking for Country Specific information?
We have compiled additional information specific to various nations on our
country pages, including conversion
rates and inbound student statistics.
About International Student Loans
Typically students can borrow up to their school's total cost of attendance, as determined by the school, minus any
other aid received. Total cost of attendance includes tuition, room and board, books and supplies, personal
expenses, and transportation.
International student loans typically also offer:
- No collateral required
- Flexible repayment terms
- Online application
- and much more…
Start your application today, or learn more about the international student loan program in
the Loan Details and