International Student Loans for Nigerian Students in the USA and Canada

Many Nigerians come to the United States as international students to earn their undergraduate or graduate degree. This is not an easy process especially as the cost of an international education in the US can be quite expensive – and continues to rise year after year.

The same can be said for those international students wishing to study at a university in Canada.

One option to help international students afford their education is a student loan which can cover up to the total cost of your education minus any financial aid received. The loan amount must be certified by your school.

How To Get An International Student Loan

If you are interested in a student loan to study in the USA or Canada, start your research with our Student Loan comparison tool that will match you with a list of lenders specific to your school. Simply use the tool above and follow these three steps:

  1. Choose your citizenship and school, and click “Compare Student Loans”
  2. Review your list of lenders and compare terms
  3. Select the student loan that meets your needs and start the online application

Our student loan comparison tool allows you to compare basic terms and choose the loan that's right for you. Then, apply online and get initial approval within weeks!

Tip Make sure to research your lenders before applying in order to find the loan that best suits your needs. Compare interest rates , repayment options and enrollment requirements before choosing a lender.


To qualify for a loan international students must attend an eligible school in the US or Canada. You must also be enrolled as an undergraduate or graduate student and pursue a degree, certificate, or license.

Co-Signer Required for Most Applicants

Most Nigerian students need a cosigner to apply for an international student loan. The cosigner must be a US citizen or permanent resident, with good credit and who has lived in the USA for the past 2 years. Learn more about how to find a cosigner. If you do not have a cosigner you can use the loan comparison tool to see if a no cosigner loan is available at your school.

Loans that do not require a cosigner for Nigerian students are available at an increasing number of US schools and in Canada - use the Loan Comparison Tool to find out if your school is on the list.

What Student Loans Cover

International students can apply for a loan for up to their school's total cost of attendance, as determined by the school, minus any other aid received. Total cost of attendance includes tuition, room and board, and expenses related to education such as books and transportation, as well as living expenses. All of our international student loans offer:

Start Your Application

Find My Student Loan

Select Yes if you are a US Citizen or US Permanent Resident

Nigeria Student Info

$1 USD = 408.75 NGN
Number of Nigerian Students Studying in the USA:
2020: 13,762
2019: 13,423
Rank of Origin:

Translate this page:

Are you a US student planning to study in Nigeria? If so, check out our study abroad loans and foreign enrolled loans that can work for you.

Get the Financial Aid Newsletter!