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For U.S. citizen or non-citizen permanent resident students enrolled in a degree-granting course of study at eligible institutions outside of the U.S.:
No. The school must be accredited by an agency recognized by the U.S. Secretary of Education and be eligible to participate in federal student aid programs. Federal financial aid is available only to students attending eligible institutions.
Call the Federal Student Aid Information Center (FSAIC) toll free to find out if a school is eligible: 800-4-FED-AID (800-433-3243).
U.S. federal aid at international institutions is available only in the form of Stafford and PLUS loans.
No. Schools must be approved by the Department of Education to offer the private student loans listed above.
Contact us. Tell us the name and country of the school. We will provide further instructions.
Disbursement dates are set by the school in accordance with federal regulations. The first disbursement date on a federal loan cannot be any earlier than 30 days before the first day of the loan period.
Checks will be made co-payable to the school and you and will be sent to the school, unless they request otherwise. (Some institutions are required to delay delivery of federal funds to first-year undergraduates who are first-time borrowers.)
To avoid unnecessary delays
If you are studying abroad, you need to know about important federal regulations affecting the cashing of student loan checks. The Currency and Foreign Transaction Reporting Act restricts the total amount of endorsed checks that are transported into or out of the United States.
If you intend to carry or mail one or more endorsed student loan checks into or out of the U.S. and the individual check or checks total more than $10,000, you are required to notify U.S. Customs and Border Protection beforehand.
If you choose not to cash your student loan checks through a bank abroad, please file the Report of International Transportation of Currency or Monetary Instruments form (PDF, 136KB) (FinCEN Form 105) only if your student loan checks have been endorsed before entering or leaving the U.S.
You can get the FinCEN Form 105 from the link above, at all U.S. ports of entry and departure, and from www.fincen.gov.
Please note: If your student loan check(s) have not been endorsed, you are not required to file a currency reporting form.