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Students who are not U.S. citizens or non-citizen permanent residents and who are attending schools outside the U.S. are not currently eligible for Sallie Mae loans.
The Sallie Mae Smart Option Student Loan is an ideal solution for students who still need funds after they have maximized free money and federal loans. With this loan, students can borrow up to the full cost of their education, less other aid received. The Smart Option Student Loan helps students save money, build good credit, and pay off their student loan faster.
U.S. permanent residents and other eligible aliens must submit a copy of the front and back of their current Citizenship and Immigration Services Form I-551 (Alien Registration Card). We do not accept expired cards.
If the student borrower does not have a current Form I-551, we will accept
International students must submit a copy of one of the following:
For international students who do not yet have a valid Social Security number (SSN), we can accept the first loan application with an "administrative SSN" that will be assigned by Sallie Mae. For future loans, it is preferred that borrowers apply with a valid SSN, but if borrowers are not able to obtain a valid SSN, they may be allowed to use the administrative SSN for all future private loans with Sallie Mae.
Put the student borrower's Social Security number on all CIS forms.
Per the CIS, all colleges and universities have a designated school official (DSO) who should be knowledgeable and up-to-date on CIS regulations. If you have any questions about the documentation required for a Smart Option Student Loan, please contact your DSO.
Federal student loans are popular with US students in the USA, but they are not available to international students. International Student Loans are specialized private education loans that are available for international students who are studying in the USA. International students will have to apply with a qualified co-signer and should only apply for international student loans after exhausting all scholarships, personal funds and other options.
Lenders typically give better terms for better credit history, so when you apply find a co-signer with the best credit history to improve your rates and fees.
International Student Loans, like all private education loans, can be used for education-related expenses including such things as tuition, books, fees, insurance, transportation and room and board and other school-related expenses.
No. You may apply for an International Student Loan at any time.Find A Student Loan